Looking to purchase a horse box or trailer?

Not sure on your options regarding finance and whether it’s the right choice for you?

Purchasing a horse box or trailer is a big decision and buyers will often search far and wide to find something that meets their exact specification. When buying a horse box or trailer, there’s a lot more to it than simply finding the right make or model in your chosen colour – a horse box or trailer will become a second home for the buyer and or their horse whilst they are on the road, so it’s important that it meets both parties’ needs. This can make it a very costly purchase.

With this in mind, let’s explore the benefits of taking out finance on a horsebox and why it could be the right purchase option for you.

Benefits of using Equine Finance

Utilising one of Equine Finance: Many finance solutions is a simple/safe way of financing your next horse box or trailer. That gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement.

Spread the cost of the purchase: Financing allows you to pay off the cost in manageable instalments over a reasonable period of time. Most lenders don’t require a deposit, but the more you pay upfront and the longer the term you take the finance over, the less you will be required to pay monthly, so this can be a good way to make your repayments more manageable.

Get the perfect model for your needs: Taking out finance on a horsebox, rather than paying for it in one lump sum, gives you more scope in terms of what you can afford. Naturally, newer, higher spec models are going to be more expensive but taking out finance enables you to consider a wider range and allows you to use what you initially thought was your full budget to pay a larger deposit on a more desirable model and pay off the rest slowly.

Keep some savings for other investments: In these uncertain times, there are plenty of reasons you might want to keep a bit of money back for your day to day needs, whether business or personal, or for unexpected vets visits (even if they never feel that unexpected!) Financing your purchase means you don’t have to make a decision between keeping some savings and investing in your dream horsebox.

Have more flexibility in your purchase: At the end of the fixed finance term, you will have a lot more flexibility in terms of your options. You will be able to choose between settling your balloon payment and either keeping or trading in your existing horsebox for a newer model at a lower rate (as you will have an existing relationship with the lender) or refinancing your balloon payment, allowing you to keep your existing model at an affordable rate of repayment.

What’s next?

If finance sounds like it might be the right option for you then why not apply today?

You don’t even need to have found the horsebox you want in order to apply, you can get your finance in place beforehand so that when you do begin your search.

10 Reasons to take out finance with Equine Finance:

  • We offer Horsebox finance for good and bad credit profiles alike
  • We arrange flexible Horse box & trailer finance packages to specifically suit you
  • We have many low rate Horsebox finance deals from just 7.9% APR
  • You can choose a Horse box or trailer from any UK dealer or private seller
  • You get access to thousands of Horseboxes nationwide
  • Applying for Horsebox finance with us is quick and simple
  • 95% of our Horsebox finance applications are approved
  • Horsebox finance terms from 12 months to 10 years
  • No deposit or small deposit options available
  • Fixed monthly payments

We have specialist teams on hand to ensure you get the best possible finance package, whether you’re looking to purchase a new or used Horsebox. In most cases, higher credit profiles will lead to lower rates but our teams have access to many lenders to help you get the finance you need, regardless of your credit history. The team will also check the horsebox dealer or seller and the vehicle will go through rigorous checks to ensure it’s up to standard.

Step 1

Apply online

Complete our easy to use online application form today.

Apply now

Step 2

Quick, easy approval

Just a few minutes of your time.

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Step 3

Effortless with E-Sign

Complete the paperwork online. For convenience, electronically sign your agreement in the comfort of your own home.

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Get Your Finance Approved Instantly

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